Nearly half of NRI property owners are planning to diversify their real estate investments in India in the near term, according to the Remittor Annual NRI Wealth Report 2026.
The report, released by Canada-based wealth-tech startup Remittor, found that 89 per cent of properties entering the sale pipeline are residential assets.
It also revealed that more than 60 per cent of these properties were purchased between 2010 and 2019, a period that saw strong NRI interest in Indian real estate.
The findings suggest that many long-held investments are now reaching a stage where owners are reassessing their role in broader financial planning.
Sanu Nair, founder and CEO of Remittor, said properties purchased during the major NRI investment wave between 2010 and 2022 were now entering a liquidity phase.
According to him, owners are evaluating these assets against overseas mortgages, retirement needs, children’s education expenses, portfolio diversification goals and changing tax obligations.
The report is based on data from around 150 NRI client engagements, including property disclosures, transaction records, financial information and cross-border fund transfers. Most of the clients were based in North America.
Nair said the trend did not indicate panic selling. Instead, it reflected a more planned and deliberate approach to wealth management.
For many NRIs, property in India was traditionally seen not only as an investment, but also as a retirement option, family asset, fallback plan and emotional link to home.
However, as more NRIs settle abroad permanently, the role of these assets is changing. Many are now using Indian real estate to improve and rebalance their overall wealth portfolios.
The report also found that more than half of the respondents planned to transfer the sale proceeds overseas, highlighting the increasingly global nature of NRI financial planning.
The properties entering the market are concentrated mainly in major urban and peri-urban regions.
Maharashtra leads the list, followed by Delhi-NCR, Kerala, Gujarat and Karnataka.
Cities and regions such as Mumbai, Thane, Pune, Noida, Greater Noida, Gurugram and Bengaluru attracted strong NRI investment during India’s rapid urban growth phase because of infrastructure development, housing demand and long-term appreciation potential.
